Goodwill Adjustment Letter

This letter is intended to be sent to a representative of a company that you are currently in good standing with but is currently reporting one or more late payments on your credit report.

YOUR NAME
YOUR ADDRESS LINE 1
YOUR ADDRESS LINE 2

MONTH DAY, YEAR

THEIR NAME (OR DEPARTMENT)
ADDRESS LINE 1
ADDRESS LINE 2

THEIR NAME,

I know you’re extremely busy, but I hope you can find time to consider this request for me. I have been a COMPANY NAME customer since YEAR and during that time, I have enjoyed my experience with your company.

I am contacting you today to see if you would be willing to make a “goodwill” adjustment to your reporting to the three credit agencies. I have NUMBER late payments on the above referenced account that date back NUMBER months. Since that time I have been an exceptional customer paying every month on time.

Because of my overall exceptional payment history with your company over the last NUMBER years, I would like you to consider removing the negative payments from my credit report. I have been a very happy customer in the past and hope to continue a long relationship with COMPANY.

I look forward to your reply.

Sincerely,

FIRST AND LAST NAME