Dave Ramsey Bio

Dave (David) Ramsey is one of the most popular financial “gurus” in America.  While many know him from either his radio show and/or books like Financial Peace and The Total Money Makeover, he is also a television personality as he hosts The Dave Ramsey Show on the FOX Business Network nightly.

His flagship radio program, The Dave Ramsey Show, is syndicated throughout several hundred radio stations in the United States and Canada, including Sirius and XM satellite radio.  Three out of the 14 books that he has written on personal finances have been on The New York Times Best Seller list.  Whether over radio waves or through television, in writing or in person, Dave Ramsey dishes out his distain for credit cards, his recommendation on paying for cars in cash, and the importance of savings to millions every day.

Dave Ramsey also talks to the public in a variety of venues around the United States about issues pertaining to personal finances — some of these venues being churches.  Dave Ramsey is a Christian and his literature, in addition to his radio/television shows, have a Christian perspective to them.

A background on Dave Ramsey

Dave Ramsey received a BS degree with double majors from the University of Tennessee in 1982:  Finance and Real Estate.  By the age of 26, he and Ramsey Investments, Inc had a portfolio of more than $4 million — some if not most only obtainable by getting into debt.  Shortly afterward with the passing of the Tax Reform Act of 1986 and other circumstances, Dave Ramsey was forced to file for bankruptcy.

After going through bankruptcy, Dave Ramsey vowed to never borrow money again.  Once he recovered his financial footing and helped a few friends do the same, Ramsey began counseling couples on their personal finances at his local church.  In 1992, following the recommendations of some of the people that he had helped, he wrote his first book:  Financial Peace.